How much does eldercare cost, and how do you arrange it when it is needed? The average person might have difficulty answering those two questions, for the answers are not widely known. For clarification, here are some facts to dispel some myths.   True or false: Medicare will pay for your mom or dad’s nursing...Read More

 There is a reason why we focus on educating our clients at Smart Financial. We want to ensure our clients understand retirement tools and how they can affect retirement. If only money came with instructions! If it did, the route toward financial security would be clear and direct. Unfortunately, many have inadequate financial knowledge, and...Read More

You may have seen this statistic before or one resembling it: the average 65-year-old retiring couple can now expect to pay more than $250,000 in health care expenses during the rest of their lives.   In fact, Fidelity Investments now projects this cost at $275,000, up 70% from its initial estimate in 2002. The effort...Read More